SBA Loans

Description:
A full description of any SBA loans the business has taken.

Child attributes (and data file structure):

Column Name	Data Type	Description	Example
`total_number`	integer	The total number of SBA loans the business has ever taken.	5
`total_value`	float	The total USD value of the business’s SBA loans.	1200000.5
`total_number_active`	integer	The total number of active (still to pay down) SBA loans the business has.	1
`total_value_active`	float	The total USD value of the business’s active SBA loans.	200000.5
`total_number_charged_off`	integer	The total number of SBA loans that have been charged off.	0
`total_value_charged_off`	float	The total value of SBA loans that have been charged off.	0.0
`loan_details`	object	The details associated with each SBA loan that the business has taken: `approval_date` (string) `loan_status` (string) `gross_approval_amount` (float) `term_months` (integer) `loan_type` (string)	`approval_date`: "2017-10-01", `loan_status`: "PIF", `gross_approval_amount`: 25000.5, `term_months`: 120, `loan_type`: "7a"

JSON Sample:

"sba_loans": {
        "total_number": 5,
    "total_value": 1200000.5,
    "total_number_active": 1,
    "total_value_active": 200000.5,
    "total_number_charged_off": 0,
    "total_value_charged_off": 0.0,
    "loan_details": [
            {
                "approval_date": "2017-10-01",
            "loan_status": "PIF",
            "gross_approval_amount": 25000.5,
            "term_months": 120,
            "loan_type": "7a"
        }
     ]
 }

Time structure:

Loan summaries are current point in time
Loan details is an event stream

Timeliness:

SBA Loan data is refreshed once monthly

Data sources:

Small business loan reports 7a
Small business loan reports 504

Methodology:

SBA 7a and 504 loans
Enigma does ingest PPP loan data, though PPP loans are not included in this attribute